Financial Calculators
Should I refinance my mortgage? How much do I need to save for my child’s college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.
Auto Loans, Lease vs. Buy, Home Equity vs. Auto loan, Auto Loan Early Payoff,
Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!
Home Equity vs. Auto loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Auto Loan Early Payoff
Find out how much interest you can save by increasing your monthly auto loan payment.
How much do you owe?, Roll-Down Your Credit Card Debt!, Accelerated Debt Payoff, Personal Debt Consolidation, Credit Card Pay off, Credit Card Optimizer, Consolidation Loan Investment Calculator
How much do you owe?
Use this calculator as a starting point for your debt management plan.
Roll-down your credit card debt!
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Credit Card Payoff
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Credit Card Optimizer
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Consolidation Loan Investment Calculator
Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Life Insurance Calculator, Variable Annuity Calculator, Disability Insurance, Long Term Care Calculator
Life Insurance Calculator
How much life insurance do you really need? Find out here!
Disability Insurance
Use this calculator to determine your disability insurance needs.
Long Term Care Calculator
Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Variable Annuity Calculator
How can a variable annuity help you save for retirement? Use this calculator to find out.
Asset Allocator, Stock Option Calculator, Annual Stock Option Grants, Investment Returns, Investment Loan, Future Contracts Calculator.
Asset Allocator
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Stock Option Calculator
Use this calculator to determine the value of your stock options for the next one to twenty five years.
Annual Stock Option Grants
Use this calculator to project how much a series of annual stock option grants could be worth to you.
Investment Returns
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Investment Loan
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Future Contracts Calculator
Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
Mortgage Loan Calculator, Mortgage Qualifier, Refinance Breakeven, Rent vs. Buy, Mortgage Payoff, Refinance Interest Savings, Mortgage comparison: 15 years vs. 30 years, Adjustable Rate Mortgage Calculator.
Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Rent vs. Buy
Are you better off buying your home, or should you continue to rent?
Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.
Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!
Mortgage comparison: 15 years vs. 30 years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.
Mortgage Points Calculator
Should you buy points? Use this calculator to find out.
Mortgage APR Calculator
Use this calculator to find the APR on your mortgage.
Bi-weekly Payment Calculator
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Mortgage Tax Savings Calculator
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Balloon Mortgages
A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
Mortgage Required Income
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
ARM vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Net Worth, Life Expectancy, Credit Assessment, Home Budget Analysis, Checkbook Balancer,
Net Worth
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Credit Assessment
How is your credit? Use this calculator for a quick assessment!
Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!
Checkbook Balancer
Balance your checkbook with this quick and easy calculator.
Life Expectancy
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Retirement Planner, Retirement Pension Planner, Social Security Benefits, Retirement Income, Roth vs. Traditional IRA, Roth IRA Calculator, Traditional IRA Calculator, Roth IRA Conversion
Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.
Retirement Pension Planner
Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.
Social Security Benefits
Use this calculator to estimate your Social Security benefits.
Retirement Income
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Roth vs. Tradtional IRA
Use this calculator to determine which IRA may be right for you.
Roth IRA Calculator
Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Traditional IRA Calculator
How can contributing to a regular IRA help you in your retirement?
Roth IRA Conversion
This calculator will show the advantage, if any, of converting your IRA to a Roth.
How Important is Social Security
Use this calculator to determine how losing this important retirement asset could affect you.
401(k) Savings Calculator
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
72(t) Calculator
The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
Required Minimum Distribution (RMD)
Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Beneficiary Required Minimum Distribution
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year’s distribution requirements.
403(b) Savings Calculator
If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
Retirement Shortfall
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
Pension Plan Retirement Options
If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
401(k) Spend It or Save It Calculator
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
1040 Tax Calculator, U.S. 1040EZ Tax Estimator, Marginal Tax Rate Calculator, Estate Tax Planning, Payroll Deductions
1040 Tax Calculator
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.
U.S. 1040EZ Tax Estimator
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.
Marginal Tax Rate Calculator
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions.
